If you don't plan on filing a claim unless its at least 5k, why pay a premium for a smaller deductible?

When they don't respond, file a claim.Sorry for your situation, but my best advice would be to move past them as quickly as possible, then deal with the financial aftermath separately.

She recently filed for bankruptcy however, and Wells Fargo advised everyone of the upcoming foreclosure.

For $295, you can buy a fake identity including id, selfie, tax return, utility bills, credit file, even a phone number where someone will verify employment.

Why would I file bankruptcy if all of my properties are cashflowing since I am buying them at 2 or 3% interest rate and gaining equity every month since I have a great principal pay down? 

Unfortunately many PM are less than honest, and you may have to protect yourself by filing a complaint with your state's realty bureau.

We have a local STR organization that has filed suit against the STR quota implementation.   

California, to my pleasant surprise passed a new law that went into effect January 1 that allows property owners to file a Letter of Agency with local law enforcement which notifies them that the property is vacant.

Is it convenient to use excel files to make all this calculations?

Others as soon as they miss one month's payment, I give them notice and both times they left before we filed for eviction.