Gurl, I ain't got no crystal ball!

Short term and long term I have no rate crystal ball, but medium term (say 12-36 months, inside the window of where it would matter for a 7/6 or 10/6 ARM) adjustable rates will be adjusting downwards (& my crystal ball is just repeating what economists are saying about inflation, the only addition being that "rates follow inflation"). - Long term, no interest rate crystal balls, and also no point to plan more than a few years out IMO, "the first casualty of war is the plan." 

A crystal ball would be helpful in making the latter choice.

I’d approve their request making it crystal clear that it is a show of good faith because they are so great and a one time thing only 

Comes in crystals, available at hardware and big box home improvement. 

I do not have a crystal ball, but I have been investing for 17 years in CA and out of state, and the most money I have made is in CA.

That would let you add more units without losing the ones you currently have.You could try to do a 1031 exchange to avoid paying the capital gains on half of the sale but I can tell you from personal experience that it’s very stressful to try to do a 1031 in this market.No one has a crystal ball as far as which areas will appreciate more or less.

There are multiple ways to deal with the problem, but the easiest on this kind of floor is to mop the floor in an oxalic acid solution (oxalic acid is the key ingredient in Bar Keepers Friend but you can buy 100% crystals of it online through Amazon).

And how reliable is your crystal ball?

While I do not have a crystal ball, looking at the data, I think in order for the housing market to crash we will need to see a lot more inventory to come onto the market.