Talk to a good local lender and ask that question, and go find a great area to buy a duplex in, and enjoy learning how to be a first-time real estate investor using a path many, many first-time investors take.

You should be using a mortgage broker rather than wasting time shopping yourself.

Hey guys.Being moderately experienced investor, I have done HUD's, local auctions, selelr financing, rentals, flips, etc...I have toying around with the idea of using a virtual assistant to submit my HUD offers (in and amongst other things).I am curious:1)  Has anyone been using virtual assistants to submit HUD and has it worked well? 

After you get established then sure you can quit your job and only focus on REI.Sure you can go get a property using a hard money loan that only looks at the property for lending, they will charge you around 10%-12% plus points becasue your new.

For this first deal we are using a cosigner who has excellent credit and excellent income.

I'm a first-time home buyer and using a VA loan, so I have the option of putting 0% down.

Are you accounting for things like water/sewer, garbage, electricity for common areas, landscaping, etc, in actual numbers or just using a percentage of rent or are you just adding a certain amount for the incidentals?

To even pull off a BRRRR using a Fannie/Freddy 10 requires a year of seasoning.  

I've been using a 50mm to shoot the inside of my current abode for practice, it works alright in my experience. 

why are you against using a HELOC on one of your free and clear rentals?