First congratulations on taking your real estate education seriously and putting yourself out there by posting on the BP forums.

I haven't posted in a while, and most I talk to have stated the slack in the market and slowed down with others who have backed off on buying/investing.

Properly collecting these fees is a key part of financial success in real estate investment.And hey, why stop there?

I recommend that you engage with a real estate accountant to ensure you set everything up properly. 

I'll send you a message as I tried to post his contact info but BP didn't let me post it.

It may be more helpful to post this message in one of the Vermont forums. 

Hey folks,Posting here because I couldn’t find a recent (past two year) answer about using Fannie Mae / FHA 203k etc loans for a house hack in DFW.

Agree with the last two posts.

Trust me, I have been there.I suggest you try to House hack in cities that you are already familiar with and have some connection with.Hire a great investor agent in that market and ask them all your questions and concerns.That I believe is the best way to get personalized advice tailored to your goals and lifestyle.You giving out Cleeveland and Toledo on your post will only attract biased opinions and advise.Only you know what you truly like, want, and can deal with.As Nicolas said, read this post and comments and hope that gives you a new perspective. https://www.biggerpockets.com/forums/12/topics/1215726-break...https://www.biggerpockets.com/forums/963/topics/1195280-expe...https://www.biggerpockets.com/forums/48/topics/1137397-balti...Goodluck and keep us posted.

https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.