But then again, I'm just sick and tired of the smell of weed coming out of my apartments, as it is so very closely related to late rent and other habitual-loser shenanigans.

My only complaint with them was when the loan was repaid, the title company overpaid the interest due in settlement and 8 months later they still haven’t refunded or provided an explanation- the only response I get back is “that loan sounds familiar and is on my desk but the closing hasn’t been approved”. 8 months later I don’t buy it...Experience 3: Lending one - refi on the house for a long term rental.

If the assessor finds out later the property owner lied and was not intitled to the exemption, state law requires the assessor reassess the property and levy the appropriate tax. 

Besides, they reason, the IRS does not really enforce the rule anyway (more on that later). 

Love the idea of keeping fha loan and still buying more with conventional loan 12 months later.

A few years later I saw that he was teaching again so I picked up his course. 

They are the ones who give the industry a bad name.Fast forward 15+ years later and I find myself a landlord of many single-family homes and an owner of a property management company managing nearly 1,000 doors.  

I invested in Lexington. 3 duplexes and a single family home (5 years later).

And or course, short term loan for HELOC and then refinance later.

.) - you should be OK but it would behoove you greatly to get some sort of documentation like a BPO (Broker Price Opinion) of the value now for use later in the refi!