The standard types of coverage included are:Contents (the renter's contents not yours)Loss of Use (if they can't live at the house due a covered loss)Liability (for bodily injury or property damage caused by the renter)Medical payments (kind of no-fault coverage to keep small injuries from becoming Liability claims)The limits for Contents and loss of use should be determined by the renter and their agent. 

The 1 baby policy has set them to an irreversible population reduction.  

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Great point @Chanté Owens regarding him filing suit anyway and the insurer denying coverage.Also, in the spirit of disclaimers, I am a former personal injury defense attorney with several insurance carriers as clients.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

If you are hurt in an accident, you don't go to a real estate attorney for advice, you would go to a personal injury lawyer.

Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy.

., an injury to a construction worker). 

The Landlord is not liable for any damages that any such pet may cause to the Premises or any property, or to any injury to a Tenant, or other persons or animals, and the Tenant agrees to indemnify and hold the Landlord harmless from any and all claims or actions resulting from any such damage or injury, including costs of defense and legal fees.

Entities are created to protect you against two types of liability:Inside liability: something is happening within your entity (slip and fall from a visitor or tenant, mold health issue, ...).Outside liability: something is happening in your personal life (you are at fault in a car crash with major injuries, ...)Not all entities are created equal for liability protection.