As both an investor and Florida Real Estate Broker, I have spent way too much time on this topic and have found it to be dead end. 

I’m Nadia Daggett, the broker of an investor-friendly midterm rental brokerage in Tampa.

So I just read up a little more and realized that you must be a broker to qualify as a property manager.

Make sure you have a solid team with a good broker that is honest with you and understands your niche you are buying in.

I would contact your original lender initially, as well as to contact a local mortgage broker.

I'd start by talking to a mortgage broker about your options, then save up and wait until you can buy in a good location and have adequate reserves.

Keep ya posted...hit me back with any thoughts.Cheers,MilesI'm a multifamily property specialist/broker and my business partner is the president of a highly successful steel based modular manufacturing company.

If you don't have any leads or don't know where to start here are a couple suggestions: ask brokers who people use for debt, find a mortgage broker as they have access to different buckets of capital, use a website like CoStar to look at closed transaction over the last 12 months and see who they used for debt.

There are a lot of hungry rookies out there that will collect a "Broker fee" or have you pay for a LOI (letter of Intent) and it's nothing but a piece of paper.

I have a broker licensed in TX with my company that will be able to beat both those retail lenders that you mentioned.