$X principal reduction gets you X extra months.  

This is probably just their way of creating extra justification for de-platforming.

But different strokes for different folks.

Remember if you do… The STRs that win are the ones unlike any in the local market and also give the extra bit more of appeal and experience.

@Raul Mena There’s really no need for an LLC at this time, but landlord insurance and/or an umbrella insurance policy may be a good idea to give you extra protection because of those other people living in your home.

I'm being extra conservative right now, which is becoming a challenge on finding properties but I'm willing to do that then get in over my head.

A 4/3 could potentially rent for $3,500 - 4,000/room/semester.Clearly some other factors to consider, but it would be great to hear any insight from folks who may have done this in the past.

It's important everyone is extra careful! 

The maturity matching the amortization means no mandatory refinance, in the context of rates more likely to go down than up, that's not a bad thing.The 60% LTV option: Some folks wouldn't want to compromise on the amortization or the rate, but they might be willing to compromise on the leverage point, which is where this one comes in.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!