Make the tenant get a renters policy without a dog exclusion that names you as additional insured... 10 day notice of cancellation clause so you know if it lapses.

Several western states (not CA yet) are willing to pay housing costs of special needs adults and seniors who need assisted care to home care providers.

Not the least of which is your financial / retirement goals and how your real estate fits in.While you can move into the townhouse and live there 2 years you will get a partial gain exclusion assuming that you have been renting it out for a while.

Why not go after the young adult buyers (and/or their parents)?

A 17 year old could go stay with Aunt Nina and at 17 they could become emancipated to become an adult with consent.

I require an application from each adult, so yes, I'd screen the wife, too.

I think there will be a boom in assisted living units as baby boomers grow older (a recent topic of "Adult Homes" lol).

Also, typically the seller wants to SELL... not give you a fantastic price and exclusive right to buy it.

A GOOD title rep should be able to offer you some alternative ideas, rather than just saying "it can't be done".Some ideas in random order.The title insurance can be written with an exception / exclusion of the line of credit that is showing.

It is not generally known that you can no longer rent out a place for years and year, then move into it for 2 years and take the 250k exclusion.