The other thing is that there can be an opportunity to influence their decision or ability to bend on their criteria a bit if your finances are close, but not quite there, but you can convince them that you can deliver. 

I've learned since (the hard way) that legit lead services charge per lead, when they are delivered. 

In my past life in the guru business (as you well know) I found they rarely delivered anything close to what they implied or even promised.

They should have no problem sharing the original application with certain information retracted (date of birth, social, driver's license, etc.)I use a screening score sheet.

Directly from Allregs  Fannie Mae's guides:Limits on the Number of Financed PropertiesIf the mortgage loan being delivered to Fannie Mae is secured by the borrower’s principal residence, there are no limitations on the number of other properties that the borrower will have financed.

My daughter just got her driver's license, they told me that it would cost $350/month more to add her to my policy.

From our experience here is Kansas City, we consistently secure homes in off market channels that allow us to show equity to investors prior to sale as part of the pre-purchase research and vetting package and ultimately deliver homes with equity at part of the turnkey package. 

The anticipated appreciation is the main driver in a rental-purchase-hold there. 

Seller's MLS listing agent claims not to know about the federal lien, speaks with Seller's attorney and attorney tells agent that they will be able to deliver clear title (attorney did not state how);5.

Don't get too immersed into one track (aka 'stuck' here) and you may want to consider not framing things like this: "I asked him if he would be interested in assigning me a contract as a newbie investor and he said yes".There may be a legitimate value-add provided yet you need to go into a relationship knowing what you are seeking and knowing what the other person is able to deliver.