@Jonathan Carter I looked in a lot of places and I realized that many laws and rules can be interpreted in different ways.

You'll have far less competition as you move into the 5+ unit space where the different financing and higher prices weed out many of the first time investors feeding on $400k fourplexes. 

Different lenders can serve different purposes. 

I'm looking around Connecticut or Boston, if that makes a difference.

They are very win win oriented and they say each lease is unique and creative it different ways because each of the 130 businesses there are in buildings, factories, hangars, and shops all located on federal ground.

Denver has a lot of older properties with value-add potential—small upgrades like fresh paint, updated kitchens, or even just better landscaping can make a big difference in forcing appreciation.

I’m sure he feels like he earned that money because of how much time he spent going to different sources supposedly.

The difference would depending on your exact deal though, each of those are weighted differently. 

Like anything, everyone is different.

That is a pretty basic thing and common UNLESS you spelled out something different in their rental agreement.