If you’re in an area with a strong private banking community, that might be your best bet.Hope that helps!

Husband and I are purchasing a property as our private residence that also has a small cottage on it we plan to STR. 

I’m looking at private lending to flippers with a line of credit or using a line of credit to put a down payment on a new cash flowing property (which is extremely hard for me to find right now) but with a line of credit as a down payment I would be financing a new property at 100% at unfavorable rates.

- Are there alternative financing options, like private lenders or hard money loans, that could be suitable for someone with fluctuating income?

With more than one unit, the biggest difference is that you have tenants complaining about each other and the property picks up more of the maintenance, like lawn mowing.There is a huge difference when you get to 5+ units as those are valued using the income method. 

This would be my single biggest piece of advice, as a rough location with little upside offers little margin for error.I sent you a DM to help out :)

Right now my biggest issue is property management, I have a few companies I have been considering but would still like to reach out to a few more.

Jack,since you run Gelt and do private lending, think of being in first position on a loan with a private lender and that lender just randomly assigns the loan to someone else without advising you.

One of the biggest mistakes an investor can make when deciding to take the plunge and start spending money on Google Ads is targeting the WRONG keywords.It’s true that one way to use keyword targeting is through “broad” keyword types, which are usually less expensive and can capture various keywords you might not have considered in advance.

Perhaps setting up a private FB group and inviting those in.