:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Because at some point you may additionally have a major event/appliance failure and a large expense will make it even more expensive mistake. 

I've done major rehabs, owner financing, private money, partners, out-of-state investing, and Airbnb but still prefer the good ole long-term buy and hold.

Insurance costs like that mean the majority of the value is in the building, not the land, so perhaps that $1.6 million property has a building value of $1.3 and land value of $300k.

Our market has some pretty impressive buyer incentives in majority minority areas. 

Husband is finance major, worked in fintech with eMoney, I’m a finance operations advisor for recent PE backed, high growth businesses.

Check out local job stats and major employers.Population Trends: Areas with growing populations often see rising property values.

They're not the ones who sweated blood into the place, so no offense to management companies, but I can't see going above 10% or 15% at most, assuming nothing major happens etc.I will look into those calculators, thanks, good idea.

It may be fun to organize a meetup before the madness ensues, ha. 

The Biltmore (mentioned above) isn't ruined; it's built on high enough ground that it will have escaped anything major.