There are people switching from short-term to mid-term as the market for STRs gets more competitive and some people are tired of managing the high turnover with STRs.

Local banks would be your next bet if you want something competitive but you would run into the same issues with loan value.

In regards to the U, I don't think it's hurting by any means and seems the most stable out of it's local competition.

@Breeze Xue Despite what you hear about tax sales they can be extremely competitive.

Areas with lower sales volume and inventory are often highly desirable but provide few potential opportunities for flips and have a ton of competition.

It's a lot easier to get small multifamily now with the competition not being as high as before.

If you are self-managing, it is imperative that you are staying on top of rates; your property has to be market competitive to get bookings.

Also, there are tons of home-grown (free, shared) calculators other investors have created if you Google for "Investment Property Calculator".Analyzing The Deals - You, the investor, need to put on your blinders and practice underwriting (running the numbers) before you jump into a competitive offer scenario, or getting too far in front of your skiis with an off-market deal.  

As an Atlanta investor-focused real estate agent, I assure you that this market is highly competitive for flips.

Price it competitively.