I would suggest taking into consideration what's laid out in this New York Times article, from a NYU professor, especially when investing in a college town with little to no alternative industry to support quality renters. https://nymag.com/intelligence...

Between mortgage forbearance, low interest rates and government stimulus, this economy (housing included) has benefited from artificial stimulus.

Investing is about leveraging your intelligence and resources so that your money works for you!!! 

The stock market is and has been artificially propped up by the Fed and Treasury and they will continue to do so.

Absolutely.It's intelligent to carry appropriate and adequate insurance in all facets of your life, both personal and business. 

@Jimmy Au need to know loan balance you’d like to pull out to be able to intelligently answer your question regarding tax benefits.

Talking to StrangersCurrently Reading:Long-Distance Real Estate InvestingThe Richest Man in BabylonThe Intelligent Investor50 Real Estate Investing Calculations (Just to get to understand simple formulas I should probably be familiar with)After attending plenty of security conferences, I learned the important of networking, so I wanted to start sooner than later!

My the techniques are valid, his presentation and they way he said things sounded VERY stilted and artificial.

Some will give artificially low appraisals .  

What does the collective intelligence out there think?