Hi @Stephanie IrtoBeing fair and not predatory re: Rent to own or Lease w Option IMHO is the RTO operator charging market rent, selling at appraisal or a slight increase like 3% increase of appraisal, charging a modest option fee like 3% option fee for the opportunity to buy the property, and doing everything you can to assist the tenant buyer in being successful, including using a servicer for payments directly to owners' bank, insurance, and tax impound accounts, and referring TBer to a competent Credit Enhancement Coach to increase chances of getting mortgage home loan.Ammendments to Reg Z linkATR Ability to Repay linkExempt Transactions 1026 Section linkSummary of TILA RESPA Rule linkBelow is the DFA Housing Sections with a link to the DFA.Title VII—Mortgage Reform and Anti-Predatory Lending ActSec. 9000. 

I have a reputable company ready to enhance my training, and a mentor who has agreed to sponsoring me.

The walls have had drywall mud put on them to smooth the texture out.  

@Elizabeth Schellhammer,Apologies in advance - this won't be helpful...I'm wondering if maybe their retirement money started coming up short, so they went looking for ways to enhance it, got in touch with a shyster who said, "Oh, look - your landlord holds the house in their own name!

Specifically, I've been looking for a sales job in something related to real estate in order to enhance my industry knowledge and sales skills (e.g., mortgage banking).

Lately I think it's fair to say a switch has been flipped and I decided to get serious about real estate investing as a way to enhance our investment portfolio.

Given the age of the house i can also tell you that more likely than not it has asbestos in it, probably in the joint compound, texture, and flooring materials along with the air ducts, if nothing is in disrepair there is nothing to worry about!

You can exchange into a more desirable property and you can enhance the terms of ownership.  

Balance sheet looks better andcredit is enhanced.4.

(Electrical: fans, lights, etc)6) WHAT CONTRACTOR WILL BE RECOGNIZED BY MY INSURANCE7) Does any insulation need to be replaced in the attic to meet codeIf it is simply replacing a small section of PVC in both the bedroom and bath, and just replacing, taping and floating, texturing and painting then your friend, or even you, is qualified to perform that work.