what  happens if one partner wants to exit the property in the future and the other person doesnt )    2)  consider  buying and  financing it as a rental property  or using a DSCR  ( debt service coverage) type loan   3)  consider  additonal co borrowers  that are  strong  ( relatives )   4) obtain a new job that has a salary  that can be used  5)  wait to buy unitl you have the  seasoning for the variable income 

When it comes to lenders and loan officers there are some seasoned vets and those who work at a call center and know next to nothing.

No matter how much experience and capital you have, a dynamic debt and sales market always has a way of humbling even the most seasoned senior professional.

Learning about the 6 month and 12 month "seasoning" periods really threw are wrench into our plans.

You would need to see if there are any seasoning requirements with your HML.

In multifamily one error in the underwriting could easily cost you 30k and if you have a seasoned mentor who is there to catch it, well then it probably paid for itself.  

Our roof definitely has a valley, and considering how much precipitation there is in South Florida during the rainy season...  

They have great advice for new and seasoned investors.

My other concern with leasing is that by the time the lease is done, i will be beginning my first busy season as an accountant while studying for the CPA.

But from 2020 through 2023, we experienced a market imbalance fueled by a number of factors:  Revenge vacations resulting in not enough supply, cheap money, and lots of sunshine pumping by "seasoned" real estate pros.So if you bought in 2019, it's likely that today's numbers are working out quite good for you.