I hope this helps.So no, you don't need to refi, but you may need to wait 2 years and you may need to get a fresh appraisal.

I have several real estate goals for 2020 but first I want to tell you a little about my experience so far.I bought my first duplex in 2018 which is an owner occupied with an FHA loan because I was fresh out of college with little cash.

If they reveal that their stuck with $40,000 in medical bills, offer to buy the home for cash so they can pay the bills.

The couple of threads I looked over were a couple years old and thought a fresh take would be good.

@Arty Fresh you should be able to do a quick google search to find training.  

You can also probably use a utility knife to straighten the line if the grout is fresh, maybe to dampen it would help.

We have become good friends and he likes to talk so part of my follow up is just to keep the relationship fresh and make sure he knows I appreciate all he does.I imagine this will also depend on the type of properties you own.

Fresh off the remodel, we don’t have $29,000 on hand for a down payment.

EACH UNIT FRESHLY PAINTED, NEWER WINDOWS, ORIGINAL HARDWOOD FLOORS IN 2 APARTMENTS, 2 APARTMENTS WITH CARPET. 4 CAR GARAGE BEING USE AS ADDITIONAL STORAGE.

Hind sight reveals that our decision to keep it a duplex paid dividends, especially during the financial downturn of 2007 through 2010.We sold the investment (the highest sales amount at the time in the market) and pursued other Real Estate investments.