You will need to talk with each lender to confirm.

I’ve been floating the mortgage/hoa payments with the reserves stashed away from the previous tenants.

OK thanks everyone - I appreciate the quick responses - I've confirmed my deductible with State Farm and its not worth claiming anything under $4K and yes I am getting a discount due to my zero claims history.

We've confirmed with the builder that they'll sell to investors if they go through my realtor, since they have a personal relationship. 

I will have access to ~1M in cash for down payment and closing costs (I would also have reserves, separate from this capital).

No attorney is going to risk closing an assignment in SC.Wrong.I confirmed this today with our SC counsel. 

Now, it is possible that someone else might be right...but I would still say to confirm with a Loan Officer. 

The estoppel is a form filled out by the tenant, then confirmed by the Landlord, and then accepted by the Buyer.

This was confirmed for me in 2000 in a conversation I had with the then in existence Texas Savings and Loan Commission which had over seer authority over private lending.

Not as much as multifamily but still more than STNL single tenant or 2 to 4 tenant type retail center properties.The larger centers they live or die by the anchor tenant so really have to know if that tenant owns or lease the space, when it was last re-imaged inside and out, and what sales they do per sq ft year over year and how they have been trending.Larger retail centers have defaults from smaller tenants with covid right now to work through so offering should have reserves built in for some not making it so buy in cap rate on existing NOI might go down in the short term as tenants are lost and tenant replaced.