I would say the same for employees who need say a second advance on their wages (we allow one).I am willing to make a personal loan if an employee really needs it and you could consider doing it that way with a tenant in need.

Personally, and what I would do for my clients, I would connect with a local community banker to discuss the property and see if their bank would entertain this type of financing (not all banks like doing this type of deal).

I have never been there personally but I have heard it's good food.

And like the first person said about how the tenants are more likely stuck than happy, you just proved that point.

My personally favorite spot so far is Ko Olina but I'm open minded.

I’ve read quite a few posts about foreign investor financing but most seem to deal with non-citizen investors without US credit or personal tax filings.

Go in person to the planning department and talk to them.

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If you use the Heloc option and decide to rent it out, don't forget that property (or you) will have to cover both your primary and secondary position notes.I don't personally see Marin being a great mid term market.

When I partnered with friends on a multi-unit property a few years ago, we chose individual umbrella polcies from our personal providers.