.- Kitchen upgrade and vinyl flooring replacement (replacing countertops and backsplash with plumbing and sink/faucet with new appliances, we will repaint the cabinets ourselves)- Bathroom remodeling to include demolition, installation, plumbing repair or modification, and tile flooring (~42sqft per bathroom)- Convert two bedrooms into one with a walk-in-closet- For the flooring: Remove all carpet and refinish hardwood floor- For the painting: patch and repair walls and ceilings and re-paint.- Verify the existing installation for heating and water heater (new heating system on 3rd floor)- Remove asbestos insulation and pipes in the basement- Verify the existing electrical installation and upgrade to support new appliances- Some windows to be changed and we may consider to change them all depending on pricing- Repair the roof if neededWe are also considering doing most of the work on the unit we would live in (other than plumbing and electricity) but we really need to find a GC that can work within our budget!

I had to work late last night and all day today, so I'll be headed over right after work to check it out.While technically according to my lease, the tenant has to ask to make modifications to the property, something like hanging a modem on a wall is kinda like hanging up a phone; I'm not sure whether that really qualifies as a modification.  

Then I would proceed with trying to wholesale yourself and netting him a bit of cash.If you want to buy and hold, I would talk to the mortgage company about a combination of a loan assumption/modification. 

I have 2 different 2 bedroom houses , each has small refrigerators , the layouts of the house and the modifications I made only the small one will fit .  

In this instance the replacements are going to necessitate that you either take out a new loan or loans to replace the mortgage or bring cash to the table so you can still purchase at least as much as you sell.3.

From apartment leasing, loan origination, modifications with BofA to finally becoming a licensed agent and building a residential property management office. 

If there are some major modifications going on you will need to have a master plumber, master HVAC or master electrician pull each individual permit. 

I am also considering opening up a few walls (between entry hall and living room and between living room and kitchen) to give it a lot more roomier feel... and also doing some updating to the kitchen and bathrooms.The plan will be to live there (i'm getting a  conventional loan with 5% down which requires that I owner occupy for the first year) while I do the modifications and upgrades and possibly rent out the master bedroom during that time to offset some costs.

When I approach these homeowners, most of them say they are currently applying for a loan modification.

They tried loan modification but are having financial difficulties and her husband lost his job.