I am a spreadsheet junkie, so of course, I also built my own custom underwriting calculator!  

Annual contributions are 10x higher than an IRA and the plan has Roth and traditional built in.  

I'm self employed, no other "job"I have STR insurance policies that show a line item for Loss of Business Income.

I like to look at each component of the process on an itemized level first so that when I do work with a developer I can have my own reference for all the bundled costs associated with the build proposal. 

Hey,There are a few items to consider, first have you made a grouping election for all of your real estate activities as a real estate professional?

For me the cost of the descaling is not as impactful as another maintenance item.  

You can hear real-world examples of how others have built their investment portfolio and (hopefully) learn to avoid their mistakes.4.

Telling you the whole story;  I still see now and then my personal reply to a seller who decides to reply to the multi month multi touch campaings that are built into this creative system, that the system sends out 3,4,6,8 msgs asking in different ways if they want to sell, if they'd like me to call etc etc, so they say; sure whats your offer. 

You can hear real-world examples of how others have built their investment portfolio and (hopefully) learn to avoid their mistakes.4.

But you also have to subtract utilities, turn costs, starting items (kitchen and cleaning items you give them), and furnishing upkeep/maintenance.