You are mention the higher costs for MTR-- I would adjust the cleaning fee and add incidental insurance like Waivo to cover those costs.

Its becomes a lifestyle.You REALLY need to be into that "lifestyle" since I believe your rate is higher. 

I informed them that the rent will probably be higher for the bigger house. 

I will venture an educated guess that if property without ADU has a value of $800k and $200k was spent on hands off ground up ADU, the appraisal associated with a refinance will come in no higher than $900k. 

And they let you do higher LTV loans on refis and cash out refi!

Banks often have higher fees and less favorable rates, while online services like Wise offer more competitive options.As @Ryan Konen mentioned, other alternatives include Revolut for multi-currency transfers and OFX for large transfers without limits.

Often, they may volunteer a higher amount than you were hoping for.

There are other loan types that allow for 3-6 months seasoning of ownership with slightly higher rates.

The darker the blue, the higher the change in population density.

As of today, the current average interest rate for a 30-year fixed mortgage in the US is 6.91%.DSCR mortgage rates are typically anywhere between 1% and 2% higher than conventional loans.Please feel free to reach out directly with any questions or concerns.