Reach our to @Upen Patel at the federal savings bank 

Colorado Federal Savings Bank seems to be making a lot of construction loans.

As Robert Kiyosaki mentions in some of his books, you are very limited in how you can increase it's value plus you have another layer of government on top of you.Mike

As the federal reserve lets interest rates start to fall, that whole sentiment will shift towards wherever the better returns are, which real estate will respond accordingly as the interest rates go down and yield better returns.  

Previous owners have no federal "protecting tenants at foreclosure" protections; however, some states may have a redemption period (Like North Carolina) where previous owners may redeem the foreclosed property by paying an upset bid.

I just heard back from the bank and her response to my inquiry I emailed and said"I'm not finding any information that the adverse market refinance fee is still active, I've only found information to the contrary.Linked article from The Federal Housing Finance Agency mentioning the fee has been done away with as of August 1, 2021"Her response"You are correct, no hit for Cash out on primary residence, that has gone away but we do have adjusters for Loan to value and cash out loan to value along with credit score and 2-4 unit"This is problematic to me on so many levels, why was she willing to increase my interest rate based on her ignorance, who is watching and making sure these lenders are doing the right thing?

If you are renting Section 8, you don't have to worry as much about evictions because the rent is paid by the government. 

Also, there is IRS publication 527 (p527) Residential Rental Property.Otherwise in short, your rent less your expenses (generally mortgage interest, insurance, taxes, repairs) and less depreciation is your profit/loss for federal purposes. 

Through a contact at the federal reserve it went to someone at Commerce, then state and then of all place Langley where a certain spy agency works. 

To help, I used Excel to forecast the future value (FV) of both options: 1) leave existing traditional rollover IRA in-place or 2) liquidate the IRA, paying the 10% penalty and 33% marginal Federal tax hit.I'm 15-16 years away from retirement and computed the FV of both options over that timeframe.