At least most dont. ...You can get a dwelling policy endorsement called "drain and sewer backup" to get coverage, but that sort of insurance does not cover the repair of the pipes; that insurance covers damages to things like furniture.  

Bank accounts may be for free, but CPA's don't work for free, and foolish to try DIY if you got so much at stake.For my business that's in an LLC, my insurance agent wisely had me down with an endorsement that covers me, because around here litigants sue the LLC (or S-Corp, C-Corp) and the owners behind it as a matter of course.

I am not endorsing this method.

"The list of forms and endorsements that apply is showing you the forms that will be with your policy jacket when it comes.

This way both parties have to endorse the check.

Are there any endorsements I should consider?

They would not be "allowed" to endorse a candidate, but we'd be having Letterman and editorials on what a wonderful dress michelle wore and bowling scores from barack hussein obama , while learning how many houses Romney or Mccain owned.

Ignore any BBB rating or endorsement, those are basically bought.

I don't think anyone wants to return to the 1800's when a few people had all the wealth while everyone else worked 80 hours a week and still lived in squalor.Second, it provides some resources (such as education) to those who would like to get ahead but otherwise don't have the means to do so.That said, I certainly don't endorse confiscatory tax rates like we had before the 1980's.

I would hope that new investors would read my comments as 180 degrees opposite to an endorsement.