Critical Update: Waiting too long for the Fed to cut rates could significantly impact your approval chances.

Critical Update: Waiting too long for the Fed to cut rates could significantly impact your approval chances.

i missed the "rental property" component of the post.

I also control the bank account so I see every check that gets cut and every debit card purchase.  

Here are some of the reasons why: Compared to an IRA, Solo 401k contribution limits are roughly ten times higher.There is no custodial requirement for the 401k.You don't need the additional expense and administration of an LLC to have checkbook control.There is a built in-Roth component whereas IRAs are either traditional or Roth, not both.A spouse can also participate in the same Solo 401k plan.The Solo 401k has additional tax benefits over an IRA when investing into real estate using leverage.The penalties for prohibited transactions are less severe, though it's best not to utilize this benefit :)

What are the value add components that one should consider, like amenities.

Remote control and locable thermostates,  water leak detetors and main cut offs.   

over 20 to 30 years 10k a month is not going to cut it.. it seems to me those who think it will are younger and have had jobs that maybe pay 80 to 100k a year so they are just replacing those..

While you are clearly frustrated and understandably so, your situation is not as cut and dry of that of an ordinary landlord.

So many more middlemen wanting a bigger cut.