We just got clearance from the city to raise the roof and will be adding a second floor with two extra beds and two baths, one on each side.

• Are the holding costs calculated for you in this calculator, or should I be adding them into the renovation costs?

Permission to keep an animal is granted at management’s sole discretion.Management may restrict animals to specific apartments.Tenant agrees to not have animals or temporarily care for the animals of other parties without prior written agreement.While we do not allow a new animal to be added to a lease, we strive to accommodate owners who have had their animal for a minimum of two years.

.), or should I be adding them into the renovation costs?

Anything over that is considered a tenant and they must qualify and be added to the lease.

Wearlayer for residential doesn't need to be higher than 12 mil and a 6 mil will do ONLY IF you have a better scratchresistant finish on top like an Aluminum Oxide or a Ceramic Bead.

That will approximate your MAGI because some of the adjustments you to total income to arrive at AGI have to be added back for MAGI purposes.

They shouldn’t have to be added to the title in order for me to add them to the loan correct?

*IF* that is the only wall you have to repair, and if just sandwiches between two other walls, you could cover just that wall with 1/4" drywall (mentioned above), tape and mud the joint, and do new corner beads.

@Jonathan Greene I am from toms river and would like to be added...