We advise landlords to require two main criteria:1) Household income should be at least 40x the monthly rent.2) Applicants must have a credit score of 680 or higher.It's also important to review credit reports for red flags like rental collections or high credit card balances.

I’m sure I can hire my own VAs for cheaper but am looking for a balance between ease/efficiency and cost.

Also  I already spent $107,900 and I have mortgage balance $119,000 that I have to close which means I'm going to lose around $115,000  ????????

I would never advise a client to buy a LTR if the LTR income doesn't cover the mortgage balance.

Any "equity" held in the property would first go toward paying off your note balance (as you would expect).

Same as an LLC with a personally guarantee  magically takes away the liability from the personal balance sheet as well. 

Can't say I have studied cards very much, please make sure you, or someone pays off the balance every month!!

Rather, you'll receive an income for life and then a charitable deduction in the amount of the expected remaining balance given to the trust. 

We are fortunate to have so many events and attractions which do balance out Disney and the other theme parks. 

I'll invest when the market is more balanced.