Quote from @Somesh Mukherjee: Hi all, I am looking to diversify & add a small apartment (3-4 units) to my portfolio.

All,I am new to bigger pockets as well as to real estate investing.

Just Gen-Z; don't you think all Gen's might be effected by these same forces?

They reside in a world where Allstate keeps the training wheels on at all times.

They offer an all in one policy, and also had a great rate compared to the others.

You lose all of the control and these are long term investments - but in my experience the returns match what I had on the active real estate and I am hiring professionals to manage the assets.  

Mortgages are all below 4.5% - no intention of changing those.

Trying to get a split level (not a lot of sqft) on the market in the next three weeks and trying to decide on whether to open the wall between the dining and living room for a feel of openness or leave it as I have heard from two interior designers that the open concept is on the way out as we are more at home and liking our separate areas in the home.Pragmatically speaking the opening of the wall will be mostly a time drain with it being a load bearing wall and having to support the ceiling while rebuilding and all the drywalling necessary.

Hello all!

Even if one has to provide the education to some of the parties as to why a particular creative solution makes a win-win-win for all.