So, of course its a red flag to anyone who does not know the parties involved.

I send out a one sheet that has our current rates and terms, all the steps involved, and expectation of documents needed.

If the HELOC amount you're requesting is relatively low (often below $100,000), lenders might waive the full appraisal.Drive-By Appraisal : Instead of a full interior inspection, a drive-by appraisal involves the appraiser evaluating the exterior of the property only.Desktop Appraisal : This type of appraisal is conducted remotely using data and photos provided by the homeowner or real estate agents.Based on the little knowledge that I have about stuff like this it sounds like you need to connect with existing lenders in your network or find new lenders in your network that have programs aligned with your goals.

This plunged the world into the greatest recession most of us had ever seen and caused more than four million completed foreclosures.There’s no denying the incredible role appreciation has played in investors’ lives, but there’s also no denying the risk involved in relying on appreciation to make a profit.

If there is time and money available that is the opportunity to make a choice, but that usually involves INCREMENTAL upgrades like painting a room or replacing the flooring in a room or 2. 

Ideally, you'll find a wholesaler you can really work with who will involve you before they get the house under contract so that the contracted price works for everyone, including the seller.

Owning it directly and actively can give you very high returns with the Leverage involved but requires quite a lot of work, quite a lot of your time, and quite a lot of your personal liability.

I'm not familiar with how European real estate transactions work but personally know I would feel a lot better if there was a third party involved holding the money

Going full bore on them will hurt their feelings and may cause them to move.2) Do NOT get involved in disagreements between tenants unless they are willing to file a police report or one of them violates their lease!

If you have another professional advisor (attorney, CFP, etc) who is involved in advising your business, they may be able to provide a similar letter.