The first few times were far enough apart from each other that we searched for other simple reasons it would not work only to be told we have to re-setup the existing tenant in payments. 

Single family, multi-family, apartments? 

What will set you apart is the experience you gain through the advice others have given on the subject and the amount of time you've dedicated outside of school to learning your craft is your alpha.Wishing you the best!

I could also refinance before 2 years is up but closings costs for apartment buildings are expensive right?   

I was pleasantly surprised to see so many close locations to Houston listed.

Also, I knew that they would 100% discover the illegal basement apartment and I would be screwed.

There is PMI when doing this program, but many times it is discounted as a part of HomeReady.

Apartments?

Some others seek to 1031 into that centralized apartment complex and end there journey there. 

I am looking for this on 1 or 2 of my properties in the Houston area.