Honest, I have a much simplier system.Use Home Depot pro Extra account and HD credit card for repairs.  

I've just bought a go pro 3 so will be sure to be snapping away happily in HD soon, lol.

Then of course they promise you support (a person on the phone reading a script), contacts with "nationwide lenders", a bus trip to the local HD/Lowes, ..blah, blah, blah.

@Paul Ewing The stuff they sell at HD and Lowes in a plastic bottle, that is then wrapped in a ziplock type bag screaming death on it works well also.  

(Yes, I realize that they use a different alphabet and that there are likely more people with this last name and they just won't show up in an English google search)http://ufohunterorguk.com/2012/05/21/russian-major-releases-ufo-footage-2012-hd/

We have an event coming up in April at HD HQ. 

Buy ready mix spackle from HD and a plastic 2" putty knife, run the spackle across the holes.

(Top hole is covered by plate from HD)

Are you referring to the large pieces that you order, or just just the smaller granite tiles you can pick up at HD installed with an epoxy grout?

If your funds are limited, you might be able to contact HD or any home improvement stores about applying for a CC which may have 0% interest for new applicants.