Starting in the greater Richmond area is a fantastic choice, as it's known for its mix of historic charm, affordability, and a growing market. 

Quote from @Brian Felczak: Everything you need to know is available in books, blogs, the forums, and a little time studying.

If your goal is personal-use real estate, cashing out the 403(b) is an option, but it will incur income tax and a 10% penalty, significantly reducing your available funds.

Originally posted by @Ray Hernandez:@Chris Mason Good article and a very good position to be in.

You'll want to keep track of these because they can Increase or decrease your at-risk amount and as a result the losses you can take as a partnerYou or your CPA will need to report these on your IRS Schedule K-1s for each of the partners in LLC. ...

Not sure what the interior will look like, but hopefully you have photos of prior to occupancy, so that you will be able to claim against their security deposit, and a judgement for past due rents and any damages

You're in a tough spot right now, dealing with a divorce, unemployment, and a house that's not selling. 

I am always happy to help a Military Veteran and a Bigger Pockets member!

I thought about asking him what the difference is between an agent and a "consultant" several times when we disagreed on here/ when calling him out for giving terrible advice but held my tongue.

My husband and I own a rental property and a primary residence.