Keep in mind HELOCs are interest only payments, adjustable rates, and will eventually turn into a fully amortized loan (usually after 3-10 years).Cash Out Refinances are great when you need the cash for long term needs or consolidating debt.

Fortune is in the follow-up, not just within the speed to lead.If you're generating at least 100 per month, then I would invest in at least a part time appointment setter, its worth it because just the follow-up calls will be overwhelming.

It’s a very broad question that encompasses dimensions of risk and risk-adjusted returns. 

An incredible infrastructure of subway, speedways and high speed trains to the rest of the country had help as well.If interested in investing in Madrid, I will be happy to meet and give specific tips and be your host in Real Estate subjects.RegardsDiego Martínez León

Would love to get this all straight so I can start adjusting my strategy confidently!

However, since you already filed 2021 and 2022, the adjustment will be happening on your 2023 taxes.

If your plan is to sell/refi before the loan hits it's adjustment period, this seems like a no brainer (assuming there are no pre payment penalties). 

HELOC is an interest only payment, an adjustable rate, and you can draw funds up and down from $0 to your total line amount.

I think >50% chance US will be in mild recession in 6-10 months, as Germany/UK/Canada/New Zealand/Ireland/Finland already in recession due to they have 3-5 yr variable/adjustable mortgages and corporates also do short term debt, so their central bank Hikes hit them faster than US.

If you're looking to invest OOS you should check out this Bigger Pocket Blog here: Core 4 Members of a Profitable Long-Distance Real Estate Investing Team (biggerpockets.com)explaining what's needed and how to build your Big Four team so you will have boots on the ground ready to move full speed ahead when you're ready to pull the trigger.