Sorry, can't help, but I find it strange saying they know before it hits the legal news as a lender cannot disclose the loan condition prior to public notice, so it may be they picked it up an early morning copy, LOL. 

Problem is here in GA the counties do not publicize the OTC late on taxes list like many states.  

All you should be calling your house is a rental, who you rent to is irrelevant to the policy, you could say it's for retirees, but legally it's just a rental and anyone can rent it.You also need to be careful in your tenant selection process trying to weed out the public to provide housing for only students.

I asked a couple business questions that you have refused to answer publically. 

http://www.city-data.com/http://www.marcusmillichap.com/research/researchre...http://www.irr.com/Publication-Publication_MarketS...http://www.axiometrics.com/newsletters

Don't break any promises you make at the closing table in front of a notary public.  

Some great data sources I used were redfin's data center blog, google's public population estimates for cities, and talking with other investors. 

Sure, we hear it all the time from the general public in conversation.

My college and potential partner,have good credit score (~750+),but he had a public record.The record is account paid,but information is still in his credit report and it is said the record will not removed until 2019.My concern is that can he still get mortgage from lenders?

As a side note, Deleware is a horrible place to inc unless your a large corporate interest, large enough to rival a publicly traded co., Deleware is amazing and designed for those entities.