It comes natural to some people sure, but there is still hard work involved.

I presented offers to HML but naturally none will risk not being in 1st position. 

I live out in Newberg and naturally would like to meet closer to home, it looks like Chace you're in Portland and Mathew you're all the way out in Hood River. 

That is the nature of the beast.

Not interested in a no-money-down strategy as I am looking to REPLACE my income as fast as possible so I'm willing to put a little skin in the game.  

The "back" or "bottom" ratio includes housing costs as will as all other monthly debt. quitclaim deedA deed that transfers without warranty whatever interest or title a grantor may have at the time the conveyance is made.rate lockA commitment issued by a lender to a borrower or other mortgage originator guaranteeing a specified interest rate for a specified period of time at a specific cost.real estate agentA person licensed to negotiate and transact the sale of real estate.Real Estate Settlement Procedures Act (RESPA)A consumer protection law that requires lenders to give borrowers advance notice of closing costs.real propertyLand and appurtenances, including anything of a permanent nature such as structures, trees, minerals, and the interest, benefits, and inherent rights thereof.Realtor�A real estate agent, broker or an associate who holds active membership in a local real estate board that is affiliated with the National Association of Realtors.recorderThe public official who keeps records of transactions that affect real property in the area.

I mean you don't see Me with Oregon and Ca properties running adds in Cleveland for you folks to come buy my properties. but you see all sorts of these companies that advertise their properties out in the areas were the residences are much more investor centric than were you live.. but this started in 2000 or so I started funding out of state folks in 2002 and been doing it ever since.. however its tightening its finally got to the point were the recycle like you talk about has really calmed down.. as a whole the buyers are smarter and PM s do a better job.. and the investors have skin in the game so they did not walk from rentals like they did in 08 to 2010..  

Would ideally be a place that feels secluded, has a cabin like feel, surrounded by nature, and is not part of a community with fees.I've looked at previous discussions around this topic, but I still have many questions:- Does anybody have direct experience with short-term vacation rentals in the Poconos?

If you demonstrate that you are willing to take risk with your own skin in the game (HELOC), they are more likely to loan money to you, and at a lower interest rate than someone who has no experience. 

Make sure to take LOTS of good photos in good natural light.