You likely do not need a lawyer seeing as how Florida is a title state.

That depends - how old is the septic system, is it still in working order and pass title 5 inspection?

Whatever it is that you mean by "borrow over it", it will be true with Whole Life or IUL.It's important to understand that under the Hood, Whole Life and IUL are virtually identical.

While this is not unique to foreclosures, and should be done for EVERY deal, I highly recommend you get full title insurance on a property.  

:In accordance with the City of Chicago Building Code Title 14B:14B-6-601Table 601Type V-A construction:Floor Construction and Associated Structural members:The table notes a 1 hour fire resistance rating; however, in accordance with exception (g):"In single family dwellings, the floor construction over basements and unexcavated spacesbelow the first story above grade plane is not required to have a fire-resistance rating."

I have a signed purchase agreement with the seller and have proof of being able to go through with the purchase on my end (financing good to go, title company set up, etc.).  

Does anyone have any recommendations for local investor friendly title companies in Riverside, CA that do both assignment of contract and double closing?

Like the title says, I’m interested in buying back a house I used to own.

However on a Title SearchI did in 2020 it shows the lien in 2nd position to CIT Small Business Lending. 

I'm pretty sure transferring title into an LLC post-closing will be a violation of the loan documents, which means the lender can call the loan due if they find out.