If you don't pay off the loan, you lose the house, the seller gets a foreclosure and you probably get sued.

Based on your current assumptions, you would be paying $1,229 per month out of pocket, leading to negative cash flow.If you’re house hacking and living in the property, it might still make sense because you're paying for housing anyway.

I don't know a single person who regrets starting out with a quad and house hacking.

These cash outs got me 14 houses with no out of pocket $.

Quote from @AJ Satcher: I am currently house hacking with an upper/lower setup - I occupy the upper.

On the MGA side their in-house product is assigned to a different writing company depending on the state and risk. 

I would put it in your listing details and also potentially house rules. 

At another sale, a farm house was to be sold. 

Buffalo, New York, has once again been named the nation’s hottest housing market for 2025, marking the first time a city has held this title in consecutive years.

Zoning Ordinance ExceptionsSome properties in the target zone don’t meet the minimum lot area or width size requirements under the zoning ordinance, yet houses exist on smaller-sized neighbor lots.How could these properties get approval for development?