An umbrella policy is designed to cover excess liability so they always want to see an underlying policy for protection. 

As for personal information:"In order to transact funds through Innago and access many other features, federal regulations require that we identify you as the owner of the account.

It's truly an accounting software whereas it seems a lot of the other available softwares out there aren't designed that way.

We have found that when we focus on color or theme in our design, it makes people want to stay there more.

They suggest to aim at $100K/mo profit and design your marketing plan to get to that number (spend $22k-$25K/mo on marketing).

I have relationships with realtors, lenders, and contractors as i used to work for Menards designing kitchens and a realtor for a couple years.  

The most attractive feature of the state was relative affordability and no state income tax. 

Hard Money is for suckers" is copywriting designed for you to want to get in touch and put in a loan request so they can sell your info to me and I can hopefully close your deal.In my marketing, I often use "Hard Money" as a blanket term for Real Estate Investors because its a widely know term, thought its rarely understood.There is good and bad to all things, including Hard Money vs Private Investor...It seems like you're giving up half your profit.I would think its worth paying a a bit of a higher rate and being able to keep 100% of the profit on some of your deals.I am happy to discuss further.

Before learning this, my calculations showed it would cash flow $240 after expenses, but now it will take an additional $10-15K to fix and install these features.

We have a lot of investors on the platform and have a partnership with BP so you get access to most features for free with a BP Pro plan - https://inveloapp.com/bigger-pockets.Let me know if you have any questions.