I’m determined to buy in an area I love for a second home or a buy-and-hold investment for my kiddos one day.

I had this same convo with a lender a couple days ago.70% LTV DSCR or commercial were recommended options for stabilized property.

.), Either a US credit report or credit trade line history in your country of origin, US Entity documents (EIN, Operating Agreement, Articles of Organization,), 2 months bank statements for proof of closing, and 6-12 months reserves on top of closing costs and DP. 

We close BRRRR and fix and flip deals in 3 - 5 days.

I just finished a 37 day cruise.

The plan is to have 25-50 conversations per day with agents, make 3 offers a day.

If not, then a reverse exchange for us to simply hold the property for up to 180 days is possible.  

Cash flow, especially in this day and age, should keep the property afloat and paying for itself without you having to put more money into it. 

They told me they have a few SB-9 applications in process and expect it to take 3-4 months (ADUs they're deciding within 30 days).

On paper we were slightly in the red but much of that is due to one-year expenses/repairs & allowable transportation costs to get up to the property for work days ourselves.