There are ways around it though like everything else, just need to get creative ;) 

I realized really quickly while browsing the likes of Zillow that there aren’t simple turnkey 20-25% down properties and will need to be creative with a solution.

If you have a larger site and are doing development, the advice by @Ronald Rohde is great, to get creative with the utilization of this part of the land that is within the floodplain.I'm happy to answer more specific questions on this site if you wish to reach out. 

I have learned a bit about creative financing and really want to know who has the experiences enough to teach me about how to do it in any area, but mostly in my own backyard of Bay Area, California. 

I am curious though, after seeing a ton of these properties that fits our criteria fly through my inbox, there has to be creative ways to make deals work even though the price is higher than what my underwriting says i should be at, correct?

@Robin Roundtree, like most markets, cash flow here in Atlanta is extremely tight unless you're pursuing a creative investment strategy like rent-by-the-room or MTR.

Hi, two years ago, I bought a 4plex for $275,000 . It cash flows about $1000 and has a balance of around 210,000 on it.  I've made a  deal on a 6 unit apartment 5 minutes from the house.  Got it under contract for 289...

I can also help you with creative financing options as that's how I've managed to grow my portfolio! 

It showcases how technology can enhance creativity in a way.Looking AheadAs we step into this era of innovation lets embrace the opportunities that AI brings.

I've been looking primarily at deals that offer owner financing or are otherwise open to a creative deal structure.