Maybe the laws are different in NY, but in my city I could be sued if a child is hurt on my property.

I have a relative that bought two lofts for $30,000 each for each child (two of my cousins) at that time. 

The birth cert will name the parents in which case you can do a relative search, obit search etc on them to see if they had more than one child.  

Congrats on your first child. 

Laugh, dance, cry, sing, draw, enjoy a cup of tea with someone, hug your child, and embrace a loved one.With ying, you'll be a yang that has to keep starting over and over.

It is my understanding that in calculating effective income for an FHA loan, non-taxable income (like child support for instance) may be grossed up at the greater of 15% or the borrower's tax rate for the previous year.Do 401(k) contributions count as non-taxable income since the borrower received the economic benefit but did not pay tax on it since it was deducted from his/her paycheck?

Being an entrepreneur in today’s tech-crazed society can be a little daunting at times.

Oh, and I'll tack on my first child (12/31/18 or so) a couple months after relocating.

@Aaron Klatt yep it seems to be the latest craze/emphasis these days.

It is tax deductible plus tax deferred and can also be used as retirement accounts after age 65 without any penalty of 20%Same with 529 plans, series EE/I bonds, they grow tax deferred although not deductible, you can use them as retirement if your child gets scholarship.