I personally believe this is just alarmist behavior.

I don’t believe my lenders have touched my credit yet.

Some people must have a status symbol vehicle so they believe for their professional purposes . 

Just to clarify, I believe you have to actually own the property for it to be your homestead so unless they bought the house they moved into as tenants in common before the marriage, they would have needed to exchange deeds after.

If the seller accepts, like you may have had you believed their **** and bull story about having to rip out everything, then they just scored.  

I believe it was affiliated with AJ Osborne.

.- Insurance deductible following a claim ($1,000).I believe the property won’t begin to depreciate until it’s in service, which seems to align with how TurboTax is set up.

I believe it does have many similarities with LTR fully furnished, but I think it is somewhat different.  

The biggest reason that I have not invested in real estate is, "who to believe?.

My tenant of 1 year just moved out recently (work transfer), but during the move-out inspection we found that one of the 10X10 bedroom has all four side of the wall covered in screw holes from the time they used it as a computer room (I believe the holes were from the sound deadening foam that they used to attach to the wall) So I was wondering what would seem to be a fairly reasonable cost to be deducted from their Security Deposit for the excessive holes and needing to repaint.