Than be smart, site back and listen, take it all in, be a good student. 

Mortgages are all below 4.5% - no intention of changing those.

My wife is a realtor and my sons are MLO's and we started a lending company last year :)We do STR's mostly personally with our own properties and self manage all of them.

All,I am new to bigger pockets as well as to real estate investing.

Just Gen-Z; don't you think all Gen's might be effected by these same forces?

You lose all of the control and these are long term investments - but in my experience the returns match what I had on the active real estate and I am hiring professionals to manage the assets.  

They offer an all in one policy, and also had a great rate compared to the others.

They reside in a world where Allstate keeps the training wheels on at all times.

Hello all!

Trying to get a split level (not a lot of sqft) on the market in the next three weeks and trying to decide on whether to open the wall between the dining and living room for a feel of openness or leave it as I have heard from two interior designers that the open concept is on the way out as we are more at home and liking our separate areas in the home.Pragmatically speaking the opening of the wall will be mostly a time drain with it being a load bearing wall and having to support the ceiling while rebuilding and all the drywalling necessary.