Tenant moves out, you spend $600 on cleaning and repairs, you file a claim, and Obligo pays you $600 in three business days.Here's the real good news: Obligo pays you every time.

-I have opened a claim with my insurance company, the adjuster has not inspected the property yet.Any advice?

Her claim is that her disability requires that she not move furniture and further that she is uncomfortable with anyone else moving her furniture and her mental health disability requires this accommodation.

Insurance claims are never fun and with being in an HOA certainly makes it a bit more complicated.  

You can claim depreciation on the owned property and this can offset the income from the property.

Today, that is still only Jefferson County, although Madison County is gaining on them.If you take the risk and take possession of the property, and hold possession for 3 years after the tax deed date (6 years after the auction in your case) then your "short statute" adverse possession of 3 years will defeat any heir's claims the tax sale was void.

There would be no way for you to prove that this claim WASN'T true, unless you followed a more rigid protocol and documented it. 

It can often take years to resolve and may require you to hire professional assistance (even if the cost segregation firm claims they offer audit assistance).Here are some qualifications that you should look for when hiring a firm:In-house engineers: The best firms have specialized engineers on staff, not just hired contractors.

If you would like to see the guidelines for IRS auditors regarding Cost Seg, you can find them starting on Page 24 of this document https://www.irs.gov/pub/irs-pdf/p5653.pdfI would be very surprised if you could claim unpaid labor in your Cost Seg. 

I see both sides of this debate have all had valid claims.