Etc.There's no disadvantages of LO/RTO lease optoin, rent to own, if you are ok holding as if it was a rental.   

There are dozens of MI vendors, each with different rates, and the LO/lender selects the MI vendor. 

LO's a great for investors and most buyers, but in this case if it were me I would take the Land Contract route. 

But I do like the way you think generating higher revenue and offering a LO👍

@Ralph Mueller the guidelines were changed on this a couple years ago, and many LO's don't even know about this, and/or banks and lenders have overlays where they don't allow it...You CAN deed the property from your LLC to you personally at closing while doing a Conventional cash out refi.The only stipulation is that the majority of members of the LLC would need to be on the title and on the loan. 

- lo and behold, there are multiple little LLCs that all operate as one big entity - again "piercing the corporate veil". 

Hey @Danielle Hinton. thats a loaded question. typically a L/O has monthly rent payment, option fee, duration, and purchase price amongst a lot of other things. sounds like a cool way to house hack with low down. kudos. let me know if you want to chat more.

@Michael Plante  If the loan is VA, you can trigger the Tidewater Initiative (https://www.benefits.com/va-lo...). 

My situation right now: I'm about 4 days away from close, and my lender has started treating me very poorly.My understanding is that this LO is also the owner, the CFO, and the bank of his small mortgage company.

I've had issues with this particular CPA taking 3-4 weeks to respond to emails and generally giving off the cuff, not researched, and flat out wrong tax planning advice.Anyway, I had a partially failed exchange (Realty Doctors promised they have NEVER missed a clients exchange, and lo and behold their builder couldn't build the 2nd property in time).My only gains are a $102K undeferred gain on the property I sold, and a single K-1 syndication exit where I invested $50K and got a $30K profit.When I look at the draft return, my capital gains from the sale of my home are being added to my AGI and I'm having to pay ordinary income taxes on sale of a long term capital gains asset.