There is alot more to it than "mortgage broker" or "mortgage lender".Mortgage Broker- Has no decision making ability whatsoever.

Look for cheaper properties to cut your teeth on that have better margins.

My goal is to one day get into the big multi units like you have just described, but since I am just starting out, I figure its best to cut my teeth in something a little smaller.  

VA funding does kick you in the teeth for the second, but if you did your math correctly, it shouldn't be a problem.Another bit of advice.

Getting your teeth knocked in a couple of times really makes you change your definition of "acceptable risk."

It was like pulling teeth to get them to go over after a vacancy to assess.

I'm from Monterrey, Nuevo León, Mexico, with no experience whatsoever in Real Estate investing, but i've been reading a lot about it and I've been listening to the BP Podcast (which is great!

I can see how getting kicked in the teeth by the judicial system could quickly create a motivated seller. 

Assume the person is a trustworthy friend or family - but you've never done business with them and they have zero experience in real estate whatsoever. 

I see no evidence whatsoever that we have reached a peak.