True underwriting from banks will depend on your global cash flow statement and the strength of your business.I have heard rumblings of people actually getting unsecured lines again post craziness.

What puts the first lender in the position of strength is the foreclosure rules that basically say that when the first forecloses, the subordinate liens are at risk of being paid nothing.Getting paid as much as possible on their non-performing loans is the goal of these subordinate lenders.

I am an experienced stock investor so I was analyzing them for financial strength and liquidity.

This experience may be a "wake up call" for me that flipping is not my true strength and focusing on what I know best would be the best path forward.

They know about each other and what their weaknesses and strengths are.  

Hood will not close, too big to do that but the troop strength stationed there varies wildly at times.  

In my observation I have found that institutions tend to have strengths and weaknesses.  

Then go all in on your strengths.

I assessed my strengths. 

Bottom line is that when things like this happen you know the market is emerging with strength.