Jason, how do find the pre-foreclosure properties? 

In California I have always done this as part of my pre-purchase due diligence.

Back in the day when we did all the BRRRR upfront loans.. my borrowers would get a pre approval of course so I knew they had an exit form my high cost loan. 

I know this isn’t a popular answer, but rocket lawyer has some decent pre made templates.

. -1-5 year terms-Up to 50% of your account balance can be loaned (50k max)One of the issues I see is that the account is funded with pre-tax dollars.

I advise most of my clients to stay away from buying anything that's pre-1998 construction.

But a commuter trades some housing expense for the home and instead have $400 up in commute costs (plus wear & tear on vehicle and lost time, say 2 hours each way - pre COVID - better than 2 hours until normal commute resumes). 

It also abides by the residential landlord-tenant ordinance, which if you use other leases is where a lot of things can be missed.So while I don't recommend using it without understanding it, it has been pre-vetted by attorneys so is actually a pretty good lease to use for anyone new or old (but specific to Chicago)

Pre-Foreclosures on the left coast are something I don't even touch.

At this point, I have used one list that provided a lot of bad info (pre-foreclosure) and cost about $300 for the mailing.