NOTE:  there may be some tax on interest or principal on the payments--seek professional advice.Also, stress there will be no inspections or other contingencies--sell the 'peace of mind' side of the equation.You have known each other for 12 years and you established you are a great payer. 

Do you mind sharing me that contact information?

Hi Jordan do you mind sharing who your top lenders were and why you chose the one you ended up going thru.

Understanding your “why” can help refine your strategy.I’d also encourage you to keep an open mind toward single-family properties.

I will keep that in mind when making a purchase!

Sending follow-ups every 4–6 weeks can keep you top of mind when the owner is ready to sell.

@Collin Hays the worst part is you can't change their minds:(

Explore out-of-state markets like the Midwest and Southeast, use local property managers, and join online investor groups.

I wasn't really thrilled being forced to quickbooks online from desktop so I would like a different software for bookkeeping but need to retain my mortgage bank too. 

Mind you, we've got 3y left before the 4.5% ARM turns variable (+/-2% per year; min 2.5% / max 10.5%).3) ???